Codat

The universal API for small business data.

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Overview

Codat provides a universal API that enables financial service providers and other B2B companies to access real-time data from their small business customers' financial software. This allows for faster and more accurate underwriting, automated reconciliation, and the creation of new financial products and services. Codat handles the complexity of integrating with a wide range of accounting, banking, and commerce platforms.

✨ Key Features

  • Unified API for accounting, banking, and commerce data
  • Standardized data models
  • Secure and permission-based data access
  • Data synchronization and caching
  • Solutions for lending, payments, and financial management

🎯 Key Differentiators

  • Deep focus on small business financial data
  • Strong relationships with financial institutions
  • Comprehensive coverage of accounting and commerce platforms

Unique Value: Empowers financial service providers to build better products and experiences for small businesses by providing seamless access to their financial data.

🎯 Use Cases (4)

Automated underwriting for business loans Real-time financial data analysis Automated accounting and reconciliation Building integrated financial dashboards

✅ Best For

  • Streamlining the business lending process
  • Automating accounts payable and receivable
  • Providing small businesses with a consolidated view of their finances

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Integrations outside of the financial and commerce domains
  • Consumer-facing financial data aggregation

🏆 Alternatives

Plaid Merge Railz

Offers a more specialized and in-depth solution for small business financial data compared to broader unified API platforms or consumer-focused open banking providers.

💻 Platforms

Web API

🔌 Integrations

QuickBooks Xero NetSuite Sage Stripe Shopify Plaid

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ SOC 2 Type II ✓ ISO 27001 ✓ GDPR

💰 Pricing

Contact for pricing
Free Tier Available

✓ 30-day free trial

Free tier: Free for developers to build and test

📊 Market Info

Customers: 300-1000

Total Funding: $165.0M

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