Splitit
The only Buy Now, Pay Later solution that uses your existing credit.
Overview
Splitit offers a unique approach to BNPL by utilizing customers' existing credit on their credit cards. It places a hold on the total amount and charges monthly installments, allowing shoppers to pay over time without new applications or credit checks.
✨ Key Features
- Uses existing credit card, no new financing or credit check
- Always 0% interest for the shopper
- Longer installment plans available (up to 24 months)
- White-label solution for merchants to maintain brand consistency
- Global acceptance (Visa/Mastercard)
🎯 Key Differentiators
- Leverages the customer's existing credit card, avoiding new loans
- No credit checks or applications required
- Allows shoppers to continue earning credit card rewards
Unique Value: Offers a responsible way for consumers to pay in installments using their existing credit line, enabling merchants to increase sales of high-ticket items.
🎯 Use Cases (3)
✅ Best For
- E-commerce for high average order value items
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Customers without sufficient available credit on their credit cards
- Low-value purchases
🏆 Alternatives
Does not issue new consumer loans. Instead, it works with the customer's existing credit card, which simplifies the process and can be a more responsible option.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: NA
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