Zelle

A fast, safe and easy way to send money.

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Overview

Zelle is a digital payments network owned by Early Warning Services, a private financial services company owned by seven of the largest U.S. banks. It is typically integrated directly into the mobile banking apps of participating banks, allowing users to send and receive money with friends, family, and others they trust, typically within minutes.

✨ Key Features

  • Direct bank-to-bank transfers
  • Integration with major US banking apps
  • No fees
  • Real-time payments

🎯 Key Differentiators

  • Direct integration into existing banking apps
  • No fees
  • Instant transfers between bank accounts

Unique Value: Enables fast, free, and secure money transfers directly between U.S. bank accounts without needing a separate app or wallet balance.

🎯 Use Cases (3)

Sending money to friends and family Paying rent Splitting expenses

✅ Best For

  • Instantly sending money to someone using only their phone number or email

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • E-commerce payments
  • International transfers
  • Payments to people you don't know (no fraud protection)

🏆 Alternatives

Venmo Cash App PayPal

Faster than traditional bank transfers and doesn't require holding a balance in a third-party app like PayPal or Venmo.

💻 Platforms

iOS Android Web (via banking apps)

🔌 Integrations

Bank of America Chase Wells Fargo Capital One and 1000+ other banks

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support

💰 Pricing

Contact for pricing
Free Tier Available

Free tier: Zelle does not charge any fees to send or receive money.

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