Dwolla
Streamlined Pay by Bank & Automated ACH Solutions for Businesses.
Overview
Dwolla is a U.S.-only fintech company that provides businesses with a connection to the ACH Network or RTP Network. It operates as a B2B SaaS company, selling its payment software directly to businesses so they can offer bank transfers as a payment option. Dwolla's API allows for automating ACH payments, which can reduce errors and accelerate processing.
✨ Key Features
- ACH Payment API
- White-label service
- Real-Time Payments (RTP)
- Same Day ACH
- Bank account verification
- Tokenization for security
🎯 Key Differentiators
- ACH-only focus
- White-label API for deep integration
- Support for Real-Time Payments (RTP)
Unique Value: Offers a highly customizable, API-first solution for businesses to build their own branded bank payment experiences.
🎯 Use Cases (5)
✅ Best For
- Automating payouts for on-demand labor marketplaces.
- Facilitating bank transfers for investment platforms.
- Streamlining reimbursements for insurance companies.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses needing credit card processing.
- Companies operating outside the United States.
- Point-of-sale retail
🏆 Alternatives
Unlike all-in-one processors, Dwolla specializes solely in bank transfers (ACH, RTP), offering deeper functionality and potentially lower costs for high-volume users.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Scale tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: N/A
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