GoCardless

Collect ACH and international bank payments.

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Overview

GoCardless is a payment company that specializes in collecting recurring payments through direct bank debit, including ACH Debit in the US. It aims to automate the payment collection process, reducing costs and administrative burdens for businesses. The platform is designed for subscriptions, invoices, and installments.

✨ Key Features

  • ACH Debit
  • Global bank payments
  • Automated recurring payments
  • Online authorization forms
  • Payment notifications for customers
  • Integration with accounting software

🎯 Key Differentiators

  • Specialization in direct debit and recurring payments
  • Lower transaction fees compared to credit cards
  • Global reach for bank-to-bank payments

Unique Value: GoCardless helps businesses get paid on time and reduce churn by offering a simple and reliable way to collect recurring payments directly from customers' bank accounts.

🎯 Use Cases (4)

SaaS subscriptions Membership fees for gyms and associations Invoice payments for B2B services Installment payments for professional services

✅ Best For

  • Automating payment collection for subscription-based businesses.
  • Reducing payment failures for recurring revenue companies.
  • Streamlining invoice payments for accounting and professional service firms.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Retail point-of-sale transactions.
  • Businesses that require instant payment confirmation.
  • Companies that need to accept credit card payments.

🏆 Alternatives

Stripe Adyen PayPal

Unlike traditional payment processors that focus on credit cards, GoCardless specializes in direct debit, which can be a more cost-effective and reliable payment method for recurring revenue businesses.

💻 Platforms

Web API

🔌 Integrations

Xero QuickBooks Zuora Salesforce Recurly API

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Pro tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO

💰 Pricing

Contact for pricing

✓ 14-day free trial

Free tier: N/A

Visit GoCardless Website →